NSDL Jiffy: Zero Balance AC is a modern finance app by NSDL Payments Bank Ltd, designed for users in India seeking a straightforward, fully digital banking experience. The application allows anyone to open and operate a savings account without maintaining any minimum balance, promoting greater financial inclusion for individuals across urban and rural areas.
Highlights:
Pay Utility Bills: Electricity, Gas, Water, Landline, and more
Easily settle BSNL and MTNL landline bills without queues.
Make mobile bill payments for major providers like Airtel, BSNL, Vodafone, Idea,Tata DoCoMo, MTNL,Jio etc.
Seamlessly pay electricity bills across different service providers such as Adani,Tata Power,BESCOM,BSES,IGL,TNEB,MSEDCL etc.
Simplify water, gas,and broadband bill payments and set up Autopay and reminders to avoid late fees.
Payment of Life Insurance Premiums
Easily pay insurance premiums for top providers including ICICI Prudential,HDFC Life,Reliance Nippon,Tata AIA,and Future Generali India.
Pay Loan EMIs or instalments
Conveniently pay EMIs for loans from renowned institutions such as Tata Capital Financial Services Limited,Motilal Oswal Home Finance,Loksuvidha,L&T Financial Services,IDFC FIRST Bank Ltd,Bajaj Finance,and more.
Recharge your mobile,DTH or Fastag
Select the best plans and recharge Jio,Vodafone,Airtel,Idea prepaid mobiles easily.
Recharge your Datacard/DTH connections from service providers like TataSky,SUN Direct,Airtel Direct,Videocon D2H.
Easily recharge your Fastag from major banks like Axis Bank,Bank of Baroda,HDFC,and ICICI among others.
Mutual Fund Investments
Invest in top performing Mutual Funds across different categories including Growth Fund,Equity Fund,Debt Fund,Liquid Fund,Index Fund,Hybrid Fund,Small Cap,Large Cap,and others.
Explore tax-saving ELSS funds options,start SIPs,redeem,and switch funds effortlessly with just a few clicks.
Transfer existing Lumpsum or SIPs from other platforms easily.
Features:
100% digital zero balance savings account
Send or receive money to any bank account
Pay utility bills, insurance premiums, and taxes
Invest in top mutual funds with exciting cash backs and offers
Open bank account with Aadhar and Pan Card from home
Link your trading account for seamless trading and fund transfer
Tips for Users:
Maximize Convenience: Take advantage of the app's paperless account opening and fund transfer features to save time and avoid physical visits to banks.
Cashback and Offers: Keep an eye out for the exciting cashbacks and offers available on various categories to make the most of your transactions.
Set Up Autopay: Save time and avoid late fees by setting up autopay for your utility bills and loan EMIs.
Conclusion:
With a 100% digital zero balance savings account, you can easily send or receive money, pay bills, invest in mutual funds, and manage your trading account. The app provides a convenient and secure way to handle your finances, allowing you to open an account from the comfort of your home. With exciting cash backs and offers, NSDL Jiffy: Zero Balance A/C makes banking a rewarding experience. Download the app now to enjoy safe and hassle-free transactions.
